Loan – Loans – Bank Millennium

Loan – Loans – Bank Millennium

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Borrow cash at a lower price with 0 PLN commission (APR 14.35%)

For each 5000 PLN borrowed, you may only pay 115 PLN monthly instalment

0 PLN payment

You just pay 115 PLN monthly for each 5000 PLN borrowed
Benefit from advance loan advertising (APR 14.35%):

    apply conveniently online fixed instalment through the entire loan duration you are able to borrow as much as 20 000 PLN

Promotional rates

Check always your marketing instalment

Standard offer

Inside our offer we constantly lend:

    quickly, conveniently along with minimal formalities from 1 000 PLN up to 150 000 PLN you enjoy the Lowest Interest Rate Guarantee*

*If within 1 month after signing the mortgage contract you see a less expensive offer with similar quantity and tenor after meeting the conditions described in the Loan Regulations with the Lowest Interest Rate Guarantee– we shall reduce your interest rate and will refund the difference on the interest already paid to us.
Credit expense and appropriate note

Standard instalment

Check always your loan instalment for standard offer

Will you be moving your income to Bank Millennium?

Insurance for loan payment?

Minimal instalment is 50 PLN.

Apr (APR)

just simply Take financing information on the calculator

Exactly exactly just How to use

If you should be perhaps perhaps not our customer, e mail us.

If you should be our customer, apply in Millenet.

Pick the nearest branch

Secure Loan Insurance

Appealing insurance coverage Safe Loan will guarantee support that is comprehensive your family in various unanticipated circumstances, such as for example:

    total incapacity be effective or impairment as a consequence of a major accident, temporary incapacity to function or impairment as a consequence of any sort of accident, lack of work or hospitalization because of a major accident, serious disease, death.

See more information on the insurance here

The most important thing, there is no need to find the dangers. Insurance package provides coverage in every the aforementioned activities and modifications immediately based on your expert situation and pension/disability pension entitlement that is current.

Should some of the above unforeseen circumstances happen, the Insurer will probably pay for your needs:

    as much as 12 instalments in the event that you lose work or as much as 6 instalments if you should be taken fully to medical center as a consequence of accident, also 36 instalments if you’re temporarily unfit for work or 25% for the outstanding loan quantity in case there is death as a result of accident, the whole outstanding quantity of the mortgage if you’re completely unfit for work or 25% associated with the outstanding loan quantity in case there is impairment due to accident, the whole outstanding number of the mortgage in the event of dropping ill with one of severe conditions or perhaps in situation of death.

The final outcome of this insurance coverage agreement is easy and convenient – it requires spot through the conclusion of an advance loan contract, and insurance coverage security starts the time following the loan is launched. The insurance coverage premium is just 0.3% regarding the loan that is granted every month as well as for your convenience it’s included with the mortgage quantity. Discover more about the insurance coverage

Required documents

Do you need to reap the benefits of Consolidation Loan? Decide on a document relating to your revenue stream.

  • Employment agreement / Contract of mandate / Author’s agreement
  • Sole proprietorship
  • Pension pension
  • Impairment retirement
  • Pre-retirement advantage

Among the choices below:

  • company verification of the earnings going back a couple of months
  • PIT for a year ago
  • evidence of earnings – in Polish
  • yearly income tax return and a certification through the Tax workplace or even a certification through the ZUS/KRUS
  • income and cost ledger
  • verification of retirement transfer for the final month
  • final retirement payslip
  • final decision on indexation
  • final choice on pensionable remuneration
  • verification of impairment pension transfer for the final month
  • last impairment retirement payslip
  • final choice on remuneration
  • choice on granting the disability retirement retirement
  • confirmation of great benefit transfer for the month that is last
  • final advantage payslip
  • final choice on remuneration
  • choice on giving the power

Essential papers

  • Insurance coverage documents – in Polish
  • Earnings certificate – in Polish
  • Declaration on resignation through the Agreement of loan – in Polish
  • Loans Laws – in Polish
  • “Pożyczka z GwarancjÄ… Najniższego Oprocentowania” laws – in Polish
  • „115 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja” promotion regulations – in Polish
  • „100 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja” promotions regulations – in Polish
  • „Promocja na start z ubezpieczeniem” – in Polish
  • Advance loan price list

Credit expense and note that is legal

Representative instance for a loan with “Promocja na begin z ubezpieczeniem” promotion: Annual Percentage Rate (APR) is 14.35%, total loan quantity (internet of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total price of the mortgage: PLN 5 700, (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of PLN 345; very very very first instalment due after 1 month from disbursement associated with the cash. The calculation ended up being made at the time of 08.04.2020 for a representative instance.

The “Promocja na start z ubezpieczeniem” promotion is valid till 03.07.2020 and pertains to uninsured cash loans provided for the amount of 60 months with add up to be disbursed under the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The promotion can be obtained to clients who didn’t have an advance loan or consolidation loan into the Bank one year ahead of the right time of publishing the applying and declare the wage tranfer for present acount and suggest the financial institution as eligible to insurance coverage advantages in the event of debtor death. The advertising: might not be along with other promotions concerning money loans; it could be taken only one time during its credibility plus it will not protect loans for payment of other credit services and products.

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